– Shop your way Mastercard

activate.syw.accountonline.comThe Shop Your Way MasterCard is distributed under the brand name of the city bank which is a co-branded card that serves rewards to the regular customers to Sears and Kmart. While there is a huge list of rewards that you can earn through various cards, the points earned through Shop Your Way MasterCard can only be used to make future purchases only if you are buying from Sears and Kmart shopping stores.

To activate your Shop Your Way MasterCard, go to

Key highlights of Shop Your Way MasterCard

  • Earn a login or sign up bonus – The new customers get a signup bonus of $20 if they make purchases worth $30 once their card is activated.
  • Pay no additional yearly fees – The card is best suited for people who want a low maintenance card. It gives you all the privileges of a credit card without any additional charges at the end of the year that means you do not have to pay any annual charges. 
  • Transfer fees up to 5% of the balance – If you transfer balance using your Shop Your Way MasterCard, you will have to pay a fee up to 5% on the transfer money. For example, if you a balance of $1000, it can cost you up to $50 as a transfer fee. The minimum amount that could be charged as transfer fees is $10.
  • Foreign transaction charges – The card is not suitable for people who like to travel a lot as it can charge you up to 3% commission fees if you choose to make payments outside the United State using this card.
  • Allows only people with good credit score – People only with good or better credit score can apply for Shop Your Way MasterCard. If your credit score is less than 700, you are not eligible to apply for this card.

How to apply for Shop Your Way MasterCard?

  • Open your browser and navigate to the official site that is
  • You will notice an application form, fill in the application form providing the general information about yourself such as your full name, phone number, social security number, your address, and annual income.
  • Make sure that the information you have provided is legitimate and no discrepancy should be made. Once you have provided all the information click on submit the application. – How to activate Shop Your Way MasterCard?

  • Once you have received the Shop Your Way MasterCard, the next step is to activate your card to utilize it to make payment.
  • To activate your card, visit
  • A login page will appear on the screen, enter your username and password to login to your account.
  • Provide the necessary details regarding your card such as your card number, 3 digit security card that is available at the back of the card, and the expiry date.
  • Once you have entered the details correctly, wait patiently, your card will be activated soon.
  • If you face any trouble while activating your card online, you can contact the customer care service number and activate your card over the mobile phone.
  • You will be connected either to an automated generated system or a live person, either way, provide your card details carefully and correctly. Your card will be activated soon. You can also clear up any query or doubt regarding the card.

Who is Shop Your Way MasterCard best suited for?

  • If you are a fan of shopping at Sears and Kmart store and if most of the savings go to gas stations and restaurants, Shop Your Way MasterCard is highly suited for you.
  • If you use this card at the above-mentioned places, you can save a lot and earn exclusive rewards.
  • The rewards and bonuses at gas, groceries, or restaurants are highly competitive as compared to the general reward cards.
  • The only constraint is that the credit points earned are only valuable if you make purchases with Sears, Kmart, and Land’s End stores. Therefore the card is highly beneficial to those customers who are loyal fans of the above-mentioned stores and have a good credit score. 

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Frequently Asked Questions

  • Are there are any important APRs for Shop Your Way MasterCard?

Shop Your Way MasterCard has a purchase APR up to 27.24% which is quite variable. The card has a cash advance APR of up to 29.15%.

  • Are there any extra fees with Shop Your Way MasterCard?

The Shop Your Way MasterCard charges you 3% for any foreign transactions. Although the customers get a privilege of a credit card but Shop Your Way MasterCard card doesn’t charge an annual fee.

  • Can I activate Shop Your Way MasterCard over the mobile phone?

Yes, you can activate Shop Your Way MasterCard by contacting the customer care service by dialing up the toll-free number. Provide all the necessary details and complete the activation process. You can also visit the official site that is to activate your card.

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